Business Insurance

Business Insurance Policy

Get the Right Package for Your Business!

Your small business needs special attention. You want to bundle tools, auto, and other insurance needs into one package. We specialize in helping small businesses find the right insurance package for their needs and their budgets!

We are committed to assisting our clients in the prevention and control of losses before they occur. We can help identify risks and exposures so that effective risk management and loss control programs can be developed and implemented to control your workers' compensation, property, and liability losses. These services are offered at no additional cost to our clients.
Insured bakery business

What We Offer:

  • Serve as a liaison between the client and the insurance company
  • Provide safety program development resources
  • Review loss history for errors and / or claim reserves for reductions, which may lower a company's experience modification factor
  • Provide updates on large, open claims (incurred $10,000 or more)
  • Forecast future experience modification factors
  • Provide recommendations to reduce workers' compensation insurance costs
Insured business owner

Businesses

  • Contractors liability
  • Business owners
  • Commercial auto and bonds
Call us to get your
free quote.
Whether it is to develop a new safety or insurance program or to enhance your existing program, Smith & Associates is committed to lowering your total cost of risk.
Share by: